If you ask most people if they like their jobs, they’ll say yes. Alan Kreuger — scintillating economics professor at Princeton, whom I interviewed this morning — says that this is not because people have jobs they like, but because people have cognitive dissonance and are hard-programmed to like what they have.

On the positive side, this hard-wiring to be happy means that we can get through our days. Life is really difficult, and if we weren’t predisposed to think it’s fun, we would all jump off bridges. But Kreuger says that the cognitive dissonance could harm us in our work world if we could actually make a better decision for ourselves.

And, of course, most of us could choose better. If nothing else, you could look at the reams of new research I spew on this blog and make a decision about your job based on that. And here’s a little more research. Three more ways to think about career happiness:

1. Many people want fame, but it’s bad for you.
An article in today’s New York Times (read it now, because you’ll need a subscription in a few days) says that fame is a key motivator for people. Forty percent of people think they’ll be famous, but in reality, only one or two people in a hundred achieves fame.

Additionally, seeking fame will probably make you unhappy. “The participants in the study who focused on goals tied to others’ approval, like fame, reported significantly higher levels of distress than those interested primarily in self-acceptance and friendship. Aiming for a target as elusive as fame, and so dependent on the judgments of others, is psychologically treacherous.”

2. Rich people are not happier but they say they are.
Kreuger and a bunch of other economists and psychologists developed a new way to find out how happy people are — instead of asking them, have them report how they are feeling at short intervals throughout the day. The findings, published in Science magazine: More affluent people say they are, on balance, happier and less affluent people say they are, on balance, not as happy. But in fact, day in and day out, ones level of affluence does not make one happier.

3. Keep your commute short and your TV off.
Duh. These are so obvious, but so few people really do it. Which is the core problem with all this research. If you want to increase your happiness, you need to make significant changes in your life. Sorry. It’s bad news, but it’s true.

But it may console you to know that when I was talking to Kruger about how few people make changes –even though the advice stems from strong, scientific, psychological research — Kreuger said that when it comes to following advice “the psychologists are just as bad as everyone else.”

It used to be that people moved to where their job was. But where you live has a lot of impact on how happy you are. So it makes sense that today people pick a city first and then find a job, and cities maven Wendy Waters thinks this trend will increase. I will be part of this trend on Monday, when I move.

I have spent the last six months studying statistics about cities and matching them with statistics about happiness. This is serious scientific research that is changing how universties teach and how city planners think.

Here are the two guiding principles of my research:

1. People are very bad at predicting what will make them happy.
We overestimate how bad the bad will be, for example. We think we will be really sad if we lose a leg, but in fact, people who lose a limb are not any sadder, as a population, than people who have not lost a limb. I learned this from an interview with Daniel Gilbert, professor of psychology at Harvard, and I quote him so often he is practically my guest blogger.

2. The studies about happiness will most likely apply to me (and you).
This I also learned from Gilbert. He says that even though most people think they are exceptional, most people are normal. Of course. That’s what normal is. But most football players think they are above average (they are not) and most people think they are below average jugglers (they are not). We are all basically average. (You can read more about this in his book, which I also constantly hype.)

Here are the two things that I thought were most important when we talk about the intersection of geography and happiness:

1. People are happy if they earn what their friends earn.
Relative income, rather than any certain level of income, affects well-being, according to Daniel Kahneman, who won the 2002 Nobel Prize for applying the principles of psychology to economics.

I remember a piece I read in the New York Times (which would be a link you’d have to pay for so I’m not even going to bother looking for it.) It was a story about how real estate agents know way too much about their clients. One agent talked about when a husband and wife were looking for summer rentals in the Hamptons. They walked into a five million dollar home and the wife said, “We wouldn’t have to live like this if you’d get a decent job.”

It’s not about how much you have, it’s about how much your friends have. So you should live in a place where you will have as much money as the people you meet. My husband and I are constantly examining our jobs and our childcare setup, so I know we need a city with a low cost of living in order to guarantee that we never fall below the median during our trials and errors.

2. You will like what other people like.
I want good schools because I have two young kids. I checked out lots of school rankings. The more I pored over these different rankings, the more I distrusted them. Every list had different results, and the whole process seemed to be pretty subjective.

Gilbert is doing a study right now that shows that if you want to know if you should date a given person on Match.com, ask the last person he dated. If the last date liked him then you will like him. So I decided that choosing a school district is like dating, and the most important thing in picking a school is that other families love the school district.

Finally, as a tie-breaker, I looked at how economic development experts rated cities. I love the economic development people because their job is to think about how to leverage the community to make life vibrant.

I focused on the rock star of economic development, Richard Florida. He ranks cities according to how creative they are. You can search by topics like how technology-oriented the city is(technology=innovative business), or how gay it is (gay=diversity=open minds for new ideas). Each city gets a score that reflects the level of creative thinking among its population.

So, where did I choose? Madison, Wisc.

Madison is inexpensive, the people who live there love the schools, and the city comes up on best places lists all the time.

For all the research I’ve done, though, I have no idea where to live within the city. So it’d be great if there’s a Madison native out there who could post some suggestions.

How much money buys happiness? A wide body of research suggests the number is approximately forty thousand dollars a year. I interviewed Daniel Gilbert, professor of psychology at Harvard University, and he says once you have enough money to meet basic needs — food, shelter, but not necessarily cable “?incremental increases have little effect on your happiness.

Aaron Karo, comedian and author of the forthcoming book, Ruminations on Twentysomething Life, responds to the number with, “If you want to draw a line in the sand, happiness is having enough money so you don’t have to move back in with your parents.”

To someone who just spent four years in college living off nine-thousand-dollar loan stipends, an increase to forty thousand means a lot — moving from poverty to middle class. But it’s a one-time rush. After you hit the forty-thousand-dollar-range money never gives you that surge in happiness again.

Twentysomethings who are looking for happiness from their careers will benefit from research about their parents’ choices. Richard Easterlin, professor of economics at University of Southern California says previous generations have proven that our desires adjust to our income. “At all levels of income, the typical response is that one needs 20% more to be happy.” Once you have basic needs met, the axiom is true: more money does not make more happiness.

So then one asks, what does matter? The big factors in determining happiness levels are satisfaction with your job and social relationships. And in case you found yourself slipping back to thoughts of salary, according to Easterlin, “How much pleasure people get from their job is independent of how much it pays.”

Unfortunately, people are not good at picking a job that will make them happy. Gilbert found that people are ill equipped to imagine what their life would be like in a given job, and the advice they get from other people is bad, (typified by some version of “You should do what I did.”)

Gilbert recommends going into a career where people are happy. But don’t ask them if their career makes them happy, because most people will say yes; they have a vested interest in convincing themselves they are happy. Instead, try out a few different professions before you settle on one. For college students, Gilbert envisions this happening with part-time jobs and internships at the cost of “giving up a few keggers and a trip to Florida over spring break.” But even if you wait until you enter the workforce, it makes sense to switch from one entry-level job to another; no seniority and scant experience means you have little to lose. So it’s an ideal time to figure out what will make you happy: Use a series of jobs to observe different professions at close range to see if YOU think they make people happy.

It’s simple, proven advice, but few people take it because they think they are unique and their experience in a career will be different. Get over that. You are not unique, you are basically just like everyone else. Gilbert can, in the course of five minutes, rattle off ten reasons why people think they are unique but they are not. For example: We spend our lives finding differences between people to choose teachers, band mates and spouses, so our perception of peoples’ differences is exaggerated… And then Gilbert gets to grapes: “If you spend seven years studying the differences between grapes, no two will look the same to you, but really a grape is a grape.”

So your first step is to stop thinking you’re a special case. Take Gilbert’s advice and choose a career based on your assessment of other people in that career. You next step is to focus on social relationships, because in terms of happiness, job satisfaction is very important but social relationships are most important.

And by social relations, most researchers mean sex — with one, consistent partner. So consider giving your career aspirations a little less weight than you give your aspirations for sex. For those of you who like a tangible goal, David Blanchflower, professor of economics at Dartmouth College says, “Going from sex once a month to sex once a week creates a big jump in happiness. And then the diminishing returns begin to set in.” He adds, to the joy of all who are underemployed, “It’s true that money impacts which person you marry, but money doesn’t impact the amount of sex you have.”

Maybe all this research simply justifies the twentysomething tendency to hold a series of entry-level jobs and put off having children. Says Karo: “All we really want is to get paid and get laid.”

 

You do not deserve a raise just because you have been doing your job well for x amount of months. It is your job to do your job well. That’s why you were hired.

Also, do not complain about your salary not being at market rate six months after you take your job. Because if you are underpaid it’s your own fault for accepting the job six months ago. Do the salary research before you take the job.

Here is a situation where you do deserve a raise: You are doing more work now than when your salary was set. Caution: This does not mean that you are doing more work within the job description you were hired for. Because then you are just doing what you were hired to do. You need to show you are doing more than you were hired to do.

So if you want a raise in six months, get really good at your job immediately so that you can take on more responsibility in another job, in another capacity. Look around for something more to do, and figure out how to do it. Then tell your boss you are doing more than one job and you want to be paid extra for doing the other job you have already been doing. That’s how to ask for a raise.

What if things are moving too slowly for you? David Christiansen at Information Technology Dark Side gives sound advice for those who are both feisty and mobile — put pressure on your boss relentlessly, and if that fails, job hop.

But hold on. Surely there are more important things you can get from your boss than a little bit more money or a better title. Your career will go further faster if you negotiate for things that really matter.

We spend so much energy trying to decide what career will make us happy, what job to take, what kind of boss we need. But today happiness is actually a science, and we can teach ourselves to make better decisions faster based on what we know about happiness.

This science of happiness is such a popular field that 150 colleges offer courses in it. If you can’t take a class, read this article in New York magazine for a fun introduction to the topic.

The article is slanted for New Yorkers because New Yorkers are more unhappy than everyone else, (which is unfortunate since I live there). But most of the information in the article is useful to everyone.

For example: “No matter where they live, human beings are terrible predictors of what will make them happy.” This is because our mind plays tricks on us: “We are more comfortable with decisions we can’t reverse than ones we can.”

Here is something that really affected me: “Those who seek out the best options in life are called maximizers. And maximizers, in practically every study, are far more miserable than people who are willing to make do.” One way to stop being a maximizer is to move to where you have fewer choices, (which takes us back to the New York City problem.) Another way is to make choices faster, before you obsessively weigh every possibility.

Other zingers: Kids don’t make you happy, losing limbs doesn’t make you sad, and if you have as much money as the people you hang out with you’ll feel like you have enough.

How can you not be curious about this article? I read it three times.

Now, if I could only make better choices…

Here’s some career advice. Stop obsessing about how smart you are. Instead, get some exercise and you’ll perform better at work — athletes do better in the workplace than non-athletes. Even off the field. This advice is true in a wide range of scenarios — across age groups, job descriptions, and types of exercise.

Athletes make more money because their self-confidence and competitive nature makes them choose jobs that pay more money, says James Shulman, author of The Game of Life: College Sport and Educational Values. “This happens from every group of athletes from the liberal arts colleges to big-time sports. It is not affected or skewed by a few people winning million-dollar NFL contracts or anything like that.”

Another reason athletes make more money is that they fit in better in today’s workplace, which values emotional intelligence over academic intelligence. Emotional intelligence is the “soft skills” that enable smooth running interpersonal relationships at work — such as the ability to read peoples’ nonverbal cues and the ability to manage oneself within a team.

These skills are not taught in a classroom; however, someone with athletic experience is likely to have picked them up. “Sports teach workplace values like teamwork, shared commitment, decision-making under pressure, and leadership,” says Jennifer Crispen , a professor at Sweet Briar College who teaches a course in the history of culture of women’s sport.

Also, playing sports helps people succeed because it teaches skills such as, “time management, mental toughness, and focus,” says David Czesniuk, manager at the Center for the Study of Sport in Society.

This is especially true for women. Crispen told me, “Eighty-one percent of women executives played organized team sports growing up.” These women attribute their success, in a part, to the fact that they learned the values that playing these sports teaches.

Mariah Titlow, a biologist, has been involved in sports all her life. “Sports have given me better focus and discipline,” she says. “I’ve done gymnastics, swimming, dance, field hockey, track. Sports increased my confidence, made me a happier person, and taught me how to get through something tough.”

Elite colleges are aware of this connection, which explains why it is easier to get into the Ivy League if you are an athlete. And employers know that athletes have an advantage in the workplace, so hiring managers like to see candidates with athletic experience.

For athletes, this is great news. Non-athletes should stop complaining about the unfair advantage, and instead, take steps to confer some of the advantages of being an athlete on themselves. Here are some ideas for getting started:

If you’re in school, join a team and approach it with dedication, because that’s an integral part of your education. “Your body and your brain are connected,” says Titlow, “so the benefits of sports spill over into other parts of life.” The career benefits of being an athlete are not necessarily related to talent, they have to do with focus and commitment. So get some.

If you are out of school, there are still opportunities to join teams that cater to adult beginners. But if you can’t image doing that, at least go to the gym. It’s no coincidence two thirds of female business executives and 75 percent of all chief executives, exercise regularly, Crispen said. While you do not gain team-oriented benefits from individual exercise, you do cultivate business essentials such as self-discipline, goal setting, and self-confidence.

In fact exercise in the morning notably improves your workplace performance that very day, according to research from Leeds Metropolitan University.

Still feeling like a couch potato? That couch time is costing you money: The Federal Reserve Bank of St. Louis found that good-looking people make 14 percent more than ugly people. Part of this discrepancy is because, `’The perfect leader is someone who is able to control other peoples’ perceptions of him. Everyone has a secret — a weakness or a raw nerve they don’t want to be touched. For a person who is overweight, the secret is out.” says executive recruiter Mark Jaffe.

Before you hem and haw about beauty being in the eye of the beholder, just go to the gym. You know good-looking when you see it, and you know ugly when you see it, and a body that’s been exposed to regular exercise at the gym is probably not ugly. You might not get that whole 14 percent of extra pay, but your career is going to benefit one way or another if you exercise regularly.

American dream has changed. It used to be a college education, a steady job, a nice house (and a family to fill it), and a better financial picture than your parents. There is a new American Dream that is still about “doing better than your parents” but not in a financial sense. This dream is about fulfillment.

Boston-based artist, Ariel Freiberg, just got engaged, and she and her fiancé are gearing up for this new dream. “We were brought up to think it’s important to own a piece of property. It’s how you build your life in this country. But buying a house is not a major goal for us. It is not what will make our lives secure and it will not help us define ourselves.”

“The idea of the American dream is taken out from under us,” explains Anya Kamenetz, blogger and author of the book Generation Debt. “There used to be a contract with employers — healthcare, pensions, predicable employment,” but today there are none of those guarantees.

Additionally, the cost of a college education is far outpacing inflation, making it more difficult to make this first steps toward the American Dream, according to Tamara Draut, author of Strapped: Why America’s 20- and 30-somethings Can’t Get Ahead. The average student loans come to around $20,000, which means $200 a month out of an entry-level paycheck. On top of that between 1995 and 2002 median rents in almost all major cities have increased more than 50%.

Hillary Clinton recently gave a speech about how “a lot of kids don’t know what work is” and young people “think work is a four-letter word.” These were not renegade words, but rather an expression of the prevailing attitude among her fellow baby boomers.

The boomers mistake a rejection of their American Dream as a rejection of reality. But here’s some news: Young people know that work is a reality for everyone. It’s just that everyone needs to work toward something; so young people have a new American Dream.

“The new American Dream is much more entrepreneurial,” says Kamenetz. “And it’s about shaping ones own destiny: mobility, flexibility to do your own work and the ability to have a career as an expression of who you are as a person.

Here are some things to keep in mind as you craft your own version of the new American Dream:

1. Cushion an entry-level salary with a move back home.
The first step in restructuring the American Dream is to save money to ensure flexibility. Moving back with your parents is smart if you can do it. Most jobs are in big cities, and starting salaries simply cannot pay the rent in those cities. People who are not able to get subsidized housing from parents are much more limited in terms of their early career choices.

2. Get comfortable with risk taking.
The new American Dream is for risk takers. This is actually not groundbreaking in terms of the American Dream. For immigrants, the American Dream has always meant risk-taking. But today young people are taking risks that parents would have never dreamed of, like playing contact sports without any health insurance and signing up for a mortgage with a freelance career.

3. Protect your time.
The American Dream of Baby Boomers came at the expense of personal time and family time. Success is not having more things than your parents. It’s having more time. More time for hobbies, for travel, for kids. “It’s not about how much money you have, it’s about living your life on your own terms,” says Barbara Stanny, financial coach and author of Overcoming Underearning.

4. Don’t assume personal fulfillment requires a small career.
Sure, the new American Dream has nothing to do with financial studliness. But don’t sell yourself short in the name of personal time. “Higher earners with balanced lives don’t work more hours, they are just more focused,” says Stanny. “To make more money you don’t have to work more hours. There is a difference between settling for a low income and taking a job to feed your soul.”

5. Buy as small a home as you can.
You preserve the most options for your future if you can buy a home on one income. “The advice used to be: always buy the most expensive house you can afford because it’s an investment. Today it’s different. Buy only the amount of house that you need so it doesn’t become an albatross around your neck.” says Phyllis Moen, author of Career Mystique: Cracks in the American Dream.

6. Make decisions by looking inside yourself.
Be aware of the tradeoffs you’re making. For example, big cities are exciting and filled with career opportunity, but you pay a high premium for living there.

When talking about her decision to stay in Boston, Freiberg says, “There’s a certain vibration living in the city that feeds me and my fiancé — this inspiration is something that we can’t get in the suburbs.”

Choices are difficult today because the new American Dream is not as measurable as the old one. You cannot look at your bank statement or count your bedrooms to assess your success. The new American dream is about fulfillment, which is a murky, slippery goal, but young people like Freiberg know it when they feel it, and you will, too.

In the list of what’s hot and what’s not, blowing all your money on an overpriced apartment is out and sleeping on the twin bed at your parents’ house is in. Bobby Jackson is a senior at Williams College who will graduate this June. He will load up a moving container, head back to Washington, D.C. after graduation, and look for a public relations job from the comfort of his parents’ home. Jackson typifies the remarkable shift of inter-generational attitudes when he declares, “I love hanging out with my parents.”

According to market research company Twentysomething Inc., 65% of college seniors expect to live with their parents after graduation. The job web site MonsterTRAK reports that 50% of the class of 2003 continues to live at home. “Boomerangers” is what analysts call the twentysomethings moving back home, and the consensus among researchers (who grew up in an era when moving back was a sign of failure) is that being a boomeranger is a strategically sound way to head toward an independent life.

Neil Howe, author of Millennials Rising: The Next Great Generation says that moving back with parents is a way to avoid wasting a lot of time. According to Howe, when it comes to careers, “Boomerangers want to get it right the first time.” If you don’t have to worry about paying rent, you have more flexibility to wait for the right job and to take a job that feels very right but pays very poorly. The rise of the prestigious but unpaid internship intersects perfectly with the rise of the boomeranger.

Today it’s almost impossible to become self-sufficient on an entry-level salary, especially in coastal cities like Boston, where rents are skyrocketing. Barbara Mitchell, professor of sociology at Simon Fraser University and author of the upcoming book, The Boomerang Age: Transition to Adulthood, says, “Most entry-level jobs won’t be permanent or stable,” so saving money is difficult. Twentysomethings have to manage the costs of rent, college loans and insurance premiums all of which are rising faster than wages.

With these economic factors, it’s hard for a boomeranger to leave again, and according to Mitchell, many underestimate the amount of time they’ll be staying. Jackson, for example, estimates that, “Most entry level jobs pay thirty thousand dollars, so I’ll stay at home for six months and save ten to fifteen thousand.” This plan would work only if he didn’t buy work clothes, go out with friends, or pay taxes — at least not with his own money.

And this is where the problems start. Boomerangers who think their time with mom and dad will last fewer than seven months are statistically delusional, and setting themselves up for emotional crisis. The typical stay is so long that researchers don’t even count someone as a boomeranger until they’ve been home four months.

Elina Furman knows this problem first hand: She ended up living with her family until she was twenty-nine, and she does not describe the time as a constant joy ride. In fact, she says, after the initial thrill of college graduation and the return of home-cooked meals, boomerangers find themselves in the midst of crisis — usually financial or relationship-oriented — and suffering from feelings of isolation and loss of self-esteem.

As a veteran of boomerang life, Furman supplies methods for success in her book, Boomerang Nation: How to Survive Living with Your Parents…the Second Time Around. She recommends making changes to your bedroom so it reflects who you are now. Otherwise, it becomes a “permanent purgatory” of high school trophies and reminders that you are not where you want to be. Also, “Do your own laundry and cook for yourself” because it’s more empowering than reverting to living like a seventeen-year-old. Chapters on financial planning and exit strategies belie other dangerous pitfalls of boomerang life.

And Furman warns, “The stigma is more than people realize.” (Which explains why the only people willing to be interviewed for this column are people who are just starting or have made it out of the house again.) Older generations are often stuck in outdated attitudes about the transition to adulthood, and they ask grating questions like, “You live where? At your age? What’s wrong with you?”

But in fact, moving back home is probably the first step in the post-boomer revolution of the workplace. Expectations for work are higher than ever — it should be fulfilling, fun, and accommodating to a substantial personal life. The logical way to meet such revolutionary expectations is to start out on a revolutionary path. So hold your head high as a boomeranger, but don’t leave your dirty dishes in the sink.

Everyone should plan for a change in career. Statistically, you are likely to wish you could change. Financially, you are likely to be too scared to take action, unless you plan for change early, before you want to make a leap.

Today people start working when they are 22 and don't stop until they are 65 or older. It makes sense that the career you pick when you are a 22 will not be appropriate when you are 44. People change. Thank goodness, or else we would get bored being ourselves.

Many people are already aware of this problem: According to the Bureau of Labor Statistics, 67% of American workers don't like their jobs. One look at the Amazon.com business books bestsellers list reveals the biggest career problem — at least for people who buy business books: Fear of changing careers. People get to a certain point in their life, somewhere between 35 and 55, and they want to switch careers, but it's too scary.

No one is immune from the desire to change career — even people who love their job. Maybe your heath will dictate change, maybe relocating for a spouse will. If you're still feeling smug that you will never stop loving your job, remember that the divorce rate is 50% and those people felt love at first, too.

So part of everyone's planning should entail leaving doors open for career change. And the biggest barrier to career change is money.

When you have worked in one field for a while, you become an expert, and your salary reflects that. When you want to change careers, you will likely take a cut in salary. Fine for someone who is in their twenties. But for a 35-year-old, who has kids and a mortgage, almost any salary cut is terrifying.

You need to do something to ensure that you are not terrified. Otherwise, career change will be out of the question. For most people this preparation means living way below your earning power starting immediately.

Phyllis Moen, professor of Sociology at the University of Minnesota, says that one of the most common barriers to changing career paths is having to pay a hefty mortgage. She says, “The one thing that people seem to equate with adulthood is buying a house. This is true for single people, too. In the past – for Boomer generation especially — advice was to buy the best house you can afford. But now it's an albatross.”

Another career trap is a job that entails very bad conditions for what people tell you will be only a limited period of time — associates at law firms, medical residents, consultants who travel nonstop are all examples of this sort of position. Be careful planning for the future by telling yourself you're “paying dues” now for more fulfillment down the road. If you pay dues for too long then switching careers means, in a way, paying dues for nothing, which is a large psychic cost to come to terms with.

Many people in very lucrative fields say: “I am going to earn so much money that I can save enough to switch careers.” This may be true, if you don't want to switch careers too early, and if you are realistic about how much money you have to save. However this level of self-discipline is rare; Richard Easterlin, professor of Economics at University of Southern California finds in his research that people are hard-wired to always want more money. For most people, saying, “I could live on a lot less money and be fine,” is like saying, “I could stop drinking any time I want.” Theoretically it should be easy, but in practice, it's not. So start doing it immediately to make sure you can.

The Baby Boomers had midlife crises because they were so frequently trapped in careers that felt wrong. The next generation has a chance to be visionaries with their careers so as to not repeat the Boomers' mistakes. Hopefully, twenty years from now, the bestsellers list on Amazon.om will be filled with books about a new career problem — one we could not have foreseen.

My husband is probably about to be laid off. It's a touchy topic, though, and he is not very chatty about it, so I am left to guess. What he has told me is that that his company is out of money, but the CEO thinks she might be able to drum up more funds before the coffers run dry. May 31 is the big day.

He works at a nonprofit that receives money from the government to study prison reform. The more I hear that state governments are running dangerously high budget deficits, the more I think layoffs are certain.

But it's too depressing for the CEO to say, “There's nothing to do this month so everyone bring a book to work.” So she hands out busy work as if it is essential. My husband's task didn't even last a full week. So he used the Internet to dig up the 6,000-page state budget and he combs the pages for information about prison funding. Meanwhile, his coworker received the ironic task of researching how prisons keep inmates busy.

Between us, my husband and I have been laid off six times in four years. At this point, we have a lay off routine. First, we start saving. We get our credit card balances down to nothing and we each pick a few budget items that we can cut out. (For a start, I am cutting out yoga classes. He is cutting out lunches at Burger King.)

Then we go to doctor's appointments in preparation for the cheap (crappy) health insurance we will purchase when COBRA will be too expensive to maintain, (at one point in our lay off lives, our COBRA payments were about $1000 a month.)

There are workplace preparations, also. Cleaning out one's desk is important. My husband did not take home everything, but he left only as much at the office as he could carry home in one, smooth moment of departure. Other things, he took home earlier — like copies of all the stuff on the server that he might need for future reference.

When his boss is out on the office looking for funding, my husband works on his resume. When his boss is in the office, my husband makes sure to look busy. And motivated. Just because things are slow now doesn't mean they can't pick up. And if, by some miracle, the boss gets funding, my husband wants to be remembered as a person who stayed loyal to the company even in bad times. Working diligently in the face of cutbacks is a sign of loyalty.

Even if there are layoffs, looking loyal can only help. The boss will be a good reference, and she might even give my husband some ideas for other places to work. So my husband left some key items in his cube — a plant, a penholder, some CDs we don't listen to — things that scream I'm here to stay, even if he doesn't believe it. Layoffs are never so close that you can stop managing what other people think you.

I have stopped asking is there's any news about the layoff. Clearly, it's annoying to him to have to tell me no each evening. And I don't ask about job hunt news because I want him to see that I'm sympathetic to the fact that jobs are scarce right now. So we talk about non-career topics over budget-pasta suppers, and life goes on in our household, through another round of layoffs.